Legal

Terms of Use

Effective date: July 31, 2026.

These Terms of Use govern access to and use of the Enlightened Money website at enlightened-money.com, the Enlightened Money mobile application, and related educational materials published by BlueSky Project Management LLC.

Publisher

Enlightened Money is published by BlueSky Project Management LLC, a North Carolina limited liability company. Based on the company records supplied for this website, the company’s current principal office address is 354 Charleys Creek Road, Tuckasegee, North Carolina 28783, and its mailing address is P.O. Box 1287, Cullowhee, North Carolina 28723-1937.

Educational Purpose Only

Enlightened Money provides general educational information related to money habits, investing basics, financial organization, and practical action steps. It is not a substitute for individualized professional advice.

No Personalized Financial, Legal, or Tax Advice

Nothing in the app or on the website should be understood as personalized financial, legal, tax, or investment advice. Users remain responsible for their own decisions and should consult qualified professionals when appropriate.

Accounts, Purchases, and Access

Access to some features may depend on app-store purchases, platform availability, device support, or future product changes. Feature availability may vary by platform, device, or region. Purchases made through Apple, Google, or other platform providers are also subject to those providers’ terms and policies.

Acceptable Use

Users may not misuse the service, interfere with its operation, attempt unauthorized access, or reproduce or redistribute protected content without permission.

Intellectual Property

All text, audio, screenshots, designs, branding, lesson materials, graphics, and related materials associated with Enlightened Money are protected by applicable intellectual property laws.

Third-Party References

The service may mention third-party brokers, banks, app stores, financial platforms, books, or educational concepts. Those third parties operate independently and under their own terms and policies.

Disclaimer of Warranties

The service is provided on an “as is” and “as available” basis to the fullest extent permitted by law, without warranties of any kind.

Limitation of Liability

To the fullest extent permitted by law, Enlightened Money, BlueSky Project Management LLC, and their operators shall not be liable for indirect, incidental, special, or consequential damages arising from or related to use of the service.

Governing Law

These Terms of Use will be governed by the laws of the State of North Carolina, without regard to conflict of law principles, unless applicable law requires otherwise.

Changes to These Terms

These Terms of Use may be updated from time to time. Continued use of the website or app after an update is posted constitutes acceptance of the revised terms.

Contact

Questions regarding these Terms of Use may be directed to BlueSky Project Management LLC by mail at P.O. Box 1287, Cullowhee, North Carolina 28723-1937, or through the contact channel provided on enlightened-money.com.